Car rental insurance (Loss damage Waiver) any alternatives to paying 30 Dollars a day!?

I will rent a car for a few weeks and the extra insurance in case you damage the car is about 30 dollars a day. Is it possible to insure somewhere else?

Thanks for any helpful advice!

ps.

my credit card has no car rental insurance.

pinacolada777 said: I will rent a car for a few weeks and the extra insurance in case you damage the car is about 30 dollars a day. Is it possible to insure somewhere else?

Thanks for any helpful advice!

ps.

my credit card has no car rental insurance.

Where and from whom?

How old are you?

Do you have insurance on your personal vehicle?

This has been covered many times in the forums. Try searching here and in the finance forum.

BestTravel said: As DSJ is probably suggesting...

Suggesting nada if OP doesn't respond.

When new members post and run, methinks it's someone looking for free market research.

The damage waiver on the vehicle ONLY covers physical damage to the car (body and glass). It usually doesn't cover the engine, tires, etc.
If you are a reasonably careful driver, the chances of anything significant happening (by significant, meaning anything that would cost more than the price of the LDW over three weeks [more than $600]. Remember that if the damage is someone else's fault, THEY are ultimately responsible for the cost of repairs. That being said:
1. You can just decline it and take your chances.
2. You can get a different credit card that includes some type of rental coverage.
- Or of course, check with your own credit card to see if they offer the service for a fee. Many do now.
3. You can call your own auto insurance company and ask about adding the appropriate coverage for one month (which will end up being MUCH cheaper).
4. Check with any organizations you're a member in (e.g. Auto Club, AARP, etc. to see if they have something that would apply).
5. Check with auto-type organizations like Auto Club to see if they offer what you need, and pay for a membership (much cheaper).
6. You can try calling other insurance companies. They are in the business of making money, so it is likely that at least a few of them would do it.

I used AMEX coverage when traveling in Costa Rica on a rental 4x4... AMEX is great for customers

My credit rating is quite low at the moment. How easy do you get one? Do I see instantly if I will get the card or is there a waiting time?
I have a chase visa card (They explained me its not a real credit card but I can use it like one?) so not sure how to call this card, debit card?

AMEX has prepaid cards, I have to check if I could use one of those to purchase this AMEX insurance.

kaaria said: There is a forum on renting the cars from the co.uk sites. Apparently, renting via these sites includes the insurance.

http://www.fatwallet.com/forums/travel-discussion/1016179/

You've linked to a "thread" within this forum...I'm just sayin.

sjwaste said: I think AMEX has some program where they will provide primary rental insurance for a flat rate per rental, but it's on an opt-in basis and covers all rentals charged to the card. Not sure if it's good enough to substitute as an LDW, since I haven't used it.

See here: https://www295.americanexpress.com/premium/car-rental-insurance-...

I paid $17.95 for AMEX premium car rental coverage. It will cover up to 42 days of rental period.

Yes, I agree also that the American Express premium coverage is well worth the price for longer rentals. I only paid $17.95 for a 14-day rental! It gave me great peace of mind as I was on a multi-state vacation last month. I probably wouldn't use it for a short-term rental of a day or two though.

Use AMEX coverage. I have use it many times in the US and Europe.

I am doing a one-day rental today and I will be using my Citi Professional Card. With this card the insurance they offer is considered primary coverage not secondary. American Express is good but I save that for long-term rentals.

tubs said: Anyone have advice for insurance on car rentals in ireland? AMEX specifically excludes Ireland in their standard and premium car rental coverages.

I would book an all inclusive rental - kind of like the Europeans do when they come to the US. Last I heard there were only one or two credit cards that still provided some coverage in Ireland - a Mastercard Platinum maybe and I believe it varies by card?

There are some sites that will provide all inclusive quotes for Europe, here are a couple I have used (being a UK transplant):

AutoEurope
Car Hire Savers

I ran some rates and it looks like Ireland is pretty cheap and coverage runs around $10 extra per day. It does seem to vary considerably by car type so check carefully.