Navy Federal... 2.00% APY custom club... 3 to 60 months.. Ladders possible. $5 min, $5k max across all CDs. deposits allowed anytime. Withdrawl only at maturity (without penalty). Interest can be withdrawn at any time. 3.00% APY 12 mo cert. $50 min, $3k max. Checking and $300 DD required. Reoccuring deposits required until fully funded. Non-reoccuring deposits allowed any time. 90 day early surrender penalty.
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